1. Information We Collect

We may collect the following categories of information from applicants and users:

1.1 Personal Information:

• Full Name

• Date of Birth

• Email Address

• Phone Number

• Mailing Address

• Social Media Profiles (if submitted)

1.2 Business & Financial Information

• Business Name (if applicable)

• Business Location

• Financial Background

• Creditworthiness or Score (if voluntarily submitted)

• Investment Capability

1.3 Application Details

• Responses to application questions

• Uploaded documents (e.g., resume, ID, proof of funds)

• Background check consent forms (if applicable)

2. How We Use Your Information

Your data may be used for the following purposes:

• To evaluate your application for the Juice Bar Kiosk Licensing Opportunity

• To verify your eligibility, background, or financial capacity

• To communicate with you regarding the status of your application or participation

• To offer onboarding materials or schedule consultations

• To send updates, promotions, or educational content related to our business opportunities

• For internal business analytics, fraud prevention, and operational improvements

You may opt out of promotional communications at any time.

3. How We Store and Protect Your Data

We take data security seriously. Your information is stored on secure servers with industry-standard encryption, firewalls, and access controls. We implement the following security measures:

• Secure Socket Layer (SSL) encryption across all forms and data transmissions

• Limited access to applicant data by authorized personnel only

• Regular audits and updates to our security systems

• Data retention policies that align with business and legal standards

4. When and Why We Share Your Information

We do not sell your personal information. However, we may share it under the following limited circumstances:

With Third-Party Service Providers:

• Background check vendors

• Business credit reporting services (with your consent)

• CRM, communication, or email marketing platforms

These providers are bound by confidentiality and data protection obligations.

As Required by Law:

• In response to subpoenas, court orders, or legal proceedings

• To protect the rights, property, or safety of Our Financial Health, its staff, or the public

5. Third-Party Links and Websites

Our website may contain links to other sites that are not operated by us. We are not responsible for the privacy practices or content of these third-party websites. We encourage users to review their privacy policies before providing personal information.

6. Your Rights and Choices

You have the right to:

• Request access to your personal data

• Correct or update your information

• Withdraw consent for certain uses of your data

• Request deletion of your data (subject to legal obligations)

To exercise any of these rights, please contact us at Support@ofhinitiative.com

7. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect or solicit personal information from minors. If we discover that we have inadvertently collected data from a minor, we will delete it promptly.

8. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" at the top of this page and notify users via the website or email if required by law.

9. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact us:

Our Financial Health

Email: Support@ofhinitiative.com

Phone: (212) 633-5007

Address: 8 West 126th Street New York N.Y. 10027